The easiest credit platform! We offer online credits with an instantaneous credit profile analysis and we give an answer to your application in less than 48 hours. Our processes are simple and secure, without complex procedures and credit bureau. This application has the objective of creating a credit profile from the anonymized metadata contained in your cellphone. This data will be processed in an anonymized manner to protect your identity. When you download Ribo, we ask you to grant access to your cellphone data to validate your identity and credit score to determine if you are eligible to one of our credit products.